If I were you I would buy a Matrix Reloaded. It works with T5. Since you are in NA I would buy a Titanium card, this with the proper card files will allow you to also view the NA providers.There are three types of Titanium cards,
Blue Original with sagem on the gold square,I do not think they are made anymore, there is also a white Titanium, then there is the second generation Titaniums, The second generation does work with NA providers, If you wanted to you could also load the xin1 files foe the Titanium.
Let me know if you need anymore help. You say you are new do you have a programmer that programs at 3.57, please give a list of hardware you currently have to use. If you are starting from scratch is could be quite expensive.